Device Lease-Purchase Agreement — Try Light Program
Project Healthspan / Portland Healing Center, Portland, Oregon.

1. Program

Project Healthspan (“we,” “us”) leases you a photobiomodulation device (Vielight or Celluma, the “Device”) for at-home use. The program is for personal exploration and general wellness only and is not a medical service.

2. Fees & Term

A refundable security deposit (the amount shown for your selected device) is due at checkout. You then pay $200 per month by automatic payment until the Total to Own is reached. If we request a background or credit screening, you initiate it yourself through a consumer-reporting service (e.g., TransUnion SmartMove) and pay the fee (approximately $35); this is a soft inquiry and does not affect your credit score.

3. Total Cost to Own — Oregon Disclosure (ORS 646A)

The total dollar amount you must pay to acquire ownership is: $2,200 for the Vielight Neuro Duo and $1,550 for the Celluma Pro Flex Panel. Ownership transfers to you only after you have paid this total. No extra or balloon payment beyond the regular monthly payments is required to acquire ownership, and your total payments to own will not exceed the Total to Own.

4. Payment Method on File & Auto-Pay

You authorize us to keep a credit/debit card or bank (ACH) account on file and to automatically charge the recurring monthly payment on each due date until the Total to Own is paid. You may update your payment method anytime. A late fee may apply to payments not collected within the stated grace period.

5. Identity & Optional Screening Authorization

You agree to provide a valid government-issued photo ID. You also authorize us, if we choose to request it, to obtain and review a consumer report that you initiate and authorize through a consumer-reporting service (e.g., TransUnion SmartMove) — a soft inquiry that does not affect your credit score. If we decline your application or offer less favorable terms based in whole or part on such a report, we will provide an adverse-action notice describing the reporting agency and your rights. We retain only the resulting decision — not the underlying report.

6. Security Deposit

The security deposit is refundable. We will return it after you either pay the Total to Own in full or return the Device in good condition (normal wear excepted), less any amounts you owe.

7. Default, Return, Reinstatement & Collections

You are in default if a scheduled payment is not collected within the cure period or you materially breach this Agreement. You may reinstate after a missed payment by bringing payments current within the cure period. On uncured default you agree to return the Device in good condition; we exercise repossession rights only as permitted by Oregon law. If you are having trouble making a payment, please call or email us right away — we will do our best to work out an arrangement with you before any account goes to collections. If any amount remains unpaid, we may refer your account to a third-party collection agency and/or pursue the balance in court, and you agree to pay the reasonable costs of collection, including collection-agency fees, court costs, and reasonable attorney’s fees.

8. Risk of Loss, Maintenance & Shared Use

You keep the Device in good working condition and use it per the manufacturer’s instructions. From delivery until returned or owned, you bear the risk of loss, theft, or damage beyond normal wear. You may permit others to use the Device but remain fully responsible for it and for any claim arising from such use.

9. No Medical Advice; Health Disclaimer; Assumption of Risk & Release

The Device and the Try Light Program are provided for general wellness and personal exploration only. They are not offered as medical devices under this program, are not intended to diagnose, treat, cure, mitigate, or prevent any disease or medical condition, and no statement made by Project Healthspan has been evaluated by the U.S. Food and Drug Administration. Project Healthspan does not provide medical advice, diagnosis, or treatment, and does not guarantee any result or outcome. Light-based wellness devices may not be appropriate for everyone and may involve risks, including light sensitivity, eye strain, headache, or unexpected physiological or psychological responses. You should consult a licensed healthcare provider before using the Device, and you should not use it if you are pregnant, have a seizure or photosensitivity disorder, have an eye condition, take photosensitizing medications, or have any condition that could be affected by light exposure — unless your physician approves. You are solely responsible for determining whether the Device is appropriate for you and for following the manufacturer’s instructions and safety guidance. You knowingly and voluntarily assume all risks arising from use of the Device, whether known or unknown. To the fullest extent permitted by law, you release, waive, and hold harmless Project Healthspan and its owners, members, employees, contractors, and affiliates from any and all claims, demands, damages, losses, or liabilities arising out of or related to use or misuse of the Device, including claims based on ordinary negligence.

10. Warranty & Limitation of Liability

We extend to you the full manufacturer’s warranty on the Device for as long as that warranty applies, and we will help you submit a warranty claim if a defect arises. Except for that manufacturer’s warranty, the Device is provided “as is,” and to the fullest extent allowed by law our liability under this Agreement is limited to the amounts you have paid us.

11. Governing Law & Electronic Signature

This Agreement is governed by the laws of the State of Oregon. You agree it may be accepted electronically and that your electronic signature is legally binding.